- disclaimer is not a lender and does not make loans or credit decisions. provides a loan request service only and is not acting as a representative, agent, or correspondent for any service provider or lender. does not endorse any particular service provider, lender, nor loan product. You are under no obligation to use’s service to initiate contact, nor request for credit or any loan product with any service provider or lender. This service is not available in all states.

Consumers submitting a request for a loan at incur no cost. does not provide lending services directly to consumers. We show the information you submit in our form to the lenders in our network and also utilize other networks of lenders so that even more lenders can see your information to decide whether to offer you a loan. If none of these lenders choose to offer you a loan, we may pass some limited information about you to our marketing partners so you can receive offers for credit repair, debt relief or similar services that relate to your loan request. We are compensated by all of these parties and how much they pay us is a big factor in determining what loan offer you receive or, if you receive no loan offer, what other offer you receive. Learn more in our Ad Disclosure.

All fees and rate information will be disclosed to consumers by their lender at the time of approval. If a lender chooses to offer you a loan, you will be redirected to an e-signature page provided to you by the lender to which you were connected. You may also be called, emailed and/or texted by the lender to follow up on your offer. This document will contain all fees and rate information pertaining to the loan being offered by a lender from the network. Consumers are required to review the fee and rate information provided by their lender at this time thoroughly and completely before agreeing to the terms of the loan. Consumers are under no obligation to accept these terms.

If the consumer decides the loan terms detailed in the lender contract are acceptable and wishes to proceed with the loan process, consumer may append an e-signature to the page. Once the consumer enters into a legally binding contract with the lender, consumer assumes all costs and risks associated with the contract. At that point, the consumer is obligated solely to the lender and is never at any point obligated to The loan fees and interest rates are determined solely by the lender to which the consumer is connected, with specific amounts determined based upon the information submitted. has no bearing on the determination of these fee amounts and interest rates.

Cash advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory help.

The lenders that may see your information and/or offer you a loan generally do not require credit scores from the three major credit reporting bureaus: Experian, Equifax, or Trans Union. However, credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained by some service providers or lenders. Learn more about Rates & Fees.