Consumer Alert

How to Recognize Scareware

The meteoric rise of Internet usage since its mainstream introduction has led to an equally large amount of scams, malware, and viruses online. This has started a constant arms race between Internet users and the crooks who are trying to take advantage of them. As many people have grown comfortable with using antivirus software to clean their hardware, scammers have decided to play a new trick.

Dubbed “scareware” this type of malicious software takes the game to the next level. Instead of trying to hide viruses and spyware inside of innocuous-looking programs, criminals have begun hiding in plain sight. One common scene of scareware starts when you visit a website.

Upon opening the page, a window may pop up alerting you that there are viruses on your computer. Not to worry it reassures you, because if you download this free antivirus software, you will be fine. The unsuspecting web surfer may then attempt to clean their computer of virus with software, which is itself a virus or some form of malware.

Worse still, many of these programs are not free. Instead, the victims pay to put a virus or malware on their computers.

Often the pop-ups for scareware are designed to look like they originated from your own computer. This adds legitimacy to the deception as victims are more likely to trust messages they think are coming from their own computer.

Avoiding scareware can be difficult, as it is specifically designed to be hard to recognize. As a rule of thumb, though, any time you receive unsolicited information on the Internet you should treat it cautiously.

Avoid opening pages that you do not trust. When on the Internet, never make impulse purchases, especially for software or other products from suspicious sources. If you have not heard of the company before, it may be because that company does not really exist, or is not a legitimate business.

Try searching for a mention of the company attempting to sell you software using a search engine. You may find advisories or comments from other users about the company. If you think you may be the victim of scareware, check the CashAdvance.com Consumer Scam Protection page for information on who to contact.

A cash advance, also referred to as a payday loan or payday advance, is a small, short-term loan that is intended to cover a borrower’s expenses until the following payday. Cash advances are intended for short-term financial relief and do not constitute long-term financial solutions. CashAdvance.com is not a lender and does not make loans or credit decisions. CashAdvance.com provides a matching service only and is not acting as a representative, agent, or correspondent for any service provider or lender. Consumers are encouraged to consult CashAdvance.com’s State Consumer Resource pages to learn more about the risks involved with cash advances and local laws and regulations governing cash advances.

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CashAdvance.com is Hawk, LLC, which is a limited liability company chartered pursuant to the laws of the Ute Indian Tribe and is wholly owned by enrolled members of the Ute Indian Tribe. By your use of this website you consent to the laws and jurisdiction of the Ute Indian Tribe as it relates directly or indirectly to your use of this website.

Consumer Notice: A cash advance, also referred to as a payday loan or payday advance, is a small, short-term loan that is intended to cover a borrower's expenses until the following payday. Cash advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory help. Consumers are encouraged to consult our State Consumer Resource pages to learn more about the risks involved with cash advances, local laws and regulations that may be applicable to cash advances, possible loan alternatives and recent developments in their state.

Legal Disclaimer: This website does not constitute an offer or solicitation to lend. CashAdvance.com is not a lender, does not broker loans, and does not make loan or credit decisions. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. CashAdvance.com provides a service only and is not acting as a representative, agent, or correspondent for any service provider or lender. CashAdvance.com's aim is to inform users of possible lenders who may be able to satisfy the needs of a particular consumer. CashAdvance.com does not endorse any particular service provider, lender, nor loan product. You are under no obligation to use CashAdvance.com's service to initiate contact, nor apply for credit or any loan product with any service provider or lender. Service providers or lenders will typically not perform credit checks with the three major credit reporting bureaus: Experian, Equifax, or Trans Union. However, credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained by some service providers or lenders, in certain circumstances. You will not be charged any fees to use CashAdvance.com's service. Learn more on our Rates & Fees section.

Availability: Residents of some states may not be eligible for a short term cash loan based upon lender requirements. CashAdvance.com does not guarantee that completing an inquiry form will result in you being matched with a service provider or lender, being offered a loan product with satisfactory rates or terms, nor receiving a loan from a service provider or lender.