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Cash Advance Rates & Fees

Submitting your application for a loan at CashAdvance.com incurs absolutely no cost.  CashAdvance.com is not a lender and does not provide lending services directly to consumers. Based on the application you submit, CashAdvance.com searches its database housing its vast network of reliable lenders to pair you with the lender and loan ideally suited to your needs.

The Truth in Lending Act requires full disclosure of all loan fees and interest rates that borrowers may incur. All fees and rate information will be disclosed to you by your lender at the time of approval. Upon conclusion of the search and application approval, you will be redirected to an e-signature page provided to you by the lender to which you were matched. This document will contain all fees and rate information pertaining to the loan being offered to you by a lender from the CashAdvance.com network. Please review the fee and rate information provided to you by your lender at this time thoroughly and completely before agreeing to the terms of the loan.  You are under no obligation to accept these terms. If you decide the loan terms detailed in the lender contract are acceptable and wish to proceed with the loan process, simply append your e-signature to the page and await transfer of your funds.

The loan fees and interest rates are determined solely by your lender, with specific amounts determined based upon the application information you submitted. CashAdvance.com has no bearing on the determination of these fee amounts and interest rates. You are under no obligation to continue with the application process if you find these terms are unsuitable.

Late Payment Policy

Cash advance lenders have varying policies regarding late payments. Review the late payment policy detailed in the loan documents provided to you by your lender before appending your e-signature, and thereby agreeing to the loan terms. All lenders, however, must abide by each state’s regulatory legislation in place regarding late payment fees. Select your state from the list down below to review the laws and regulations governing late payments applicable to you.

Non-Payment Policy

Additional fees or criminal charges may apply to you in the event that you are unable to repay your loan.  If, however, your lender belongs to the Community Financial Services Association of America (CFSA), you will not be subject to criminal charges. All of the reputable lenders within the CashAdvance.com network are dedicated to pursuing collections of past due accounts with conduct that is fair and reasonable. Find your state in the list down below to review the legal repercussions applicable to you in the case of non-payment.

Loan Renewal Policy

Loan renewal policies are largely governed by state regulatory legislation. In states where rollovers, or repayment term extensions, are allowed, interest rates, along with any late fees that may be assessed, can add a substantial dollar amount to the end price of your loan. Find your state’s laws and regulations governing rollovers and extensions from among the list down below. Read the lender’s terms in full regarding loan renewal options before signing the loan contract.

Actual interest rates may fluctuate depending on the lender. These rates are generally higher than a loan for a similar amount issued by a bank. However, bank loan requirements and terms are often much more stringent, and are not quickly accessible. You will receive your cash within 1 business day with a cash advance loan, whereas a bank loan can take weeks to obtain application approval and funds disbursement.You will never be charged any fees by CashAdvance.com. Viewing the results of your search for prospective lenders is free of cost. There exists a common misconception that a poor credit history may result in a higher interest rate for a cash advance loan.  Your credit score does not affect the fees and rates determined for your loan.

Local laws and regulations may prove a determining factor in the rates and fees generated for your loan. Certain states have taken prohibitive measures to rein in the cash advance industry. As such, lending terms vary from state to state. Review State Laws & Regulations governing cash advance fees and rates by selecting your state below or visit CashAdvance.com’s State Consumer Resource Center.

State Rate & Fee Regulations

Find your state to review the applicable laws and regulations governing cash advance loan rates and fees in your state:

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Consumer Notice: A cash advance, also referred to as a payday loan or payday advance, is a small, short-term loan that is intended to cover a borrower's expenses until the following payday. Cash advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory help. Consumers are encouraged to consult our State Consumer Resource pages to learn more about the risks involved with cash advances, local laws and regulations governing cash advances, possible loan alternatives and recent developments in their state. Consumers with credit difficulties should seek credit counseling.

Legal Disclaimer: This website does not constitute an offer or solicitation to lend. CashAdvance.com is not a lender and does not make loan or credit decisions. CashAdvance.com provides a matching service only and is not acting as a representative, agent, or correspondent for any service provider or lender. CashAdvance.com's aim is to inform users of the best lenders who will be able to satisfy the needs of every particular consumer. CashAdvance.com does not endorse any particular service provider, lender, nor loan product. You are under no obligation to use CashAdvance.com's service to initiate contact, nor apply for credit or any loan product with any service provider or lender. CashAdvance.com does not guarantee that completing an application form will result in you being matched with a service provider or lender, being offered a loan product with satisfactory rates or terms, nor receiving a loan from a service provider or lender. Service providers or lenders will typically not perform credit checks with the three major credit reporting bureaus: Experian, Equifax, or Trans Union. However, credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained by some service providers or lenders, in certain circumstances. You will not be charged any fees to use CashAdvance.com's service. Learn more about Rates & Fees.

Availability: This service is not available in all states. Please consult our state-specific pages for a discussion of availability in your particular state, as well as the rules and regulations concerning payday loans in your state. The states this website services may change from time to time and without notice. All aspects and transactions on this site will be deemed to have taken place in the state of Nevada, regardless of where you may be accessing this site.