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Consumer Resource

CashAdvance.com strives continually to ensure consumer protection by providing the knowledge and resources necessary for consumers to make informed financial decisions. The Consumer Resource pages are a wealth of information arming consumers with the knowledge necessary to preserve their rights and providing recourse to regulatory agencies capable of remedying fraudulent lending practices.

CashAdvance.com’s Loan Process page provides in-depth procedural insight into the steps and requirements of obtaining a cash advance. Our Cash Advance Consumer Alert outlines the attendant risks involved in accepting the terms of a cash advance. Once you are thoroughly educated on everything that the cash advance process entails and potential repercussions, you may decide that it may not be the ideal financial emergency bailout for you. Review our Loan Alternatives page, complete with a detailed listing and objective analysis of alternative sources of funds that may better suit your needs. Visit our Scam Advisory page to learn how to protect yourself from all of the various threats to consumer safety rampant on the internet and in the loan industry at large today.

Because the laws and regulatory agencies governing cash advances vary across state lines, CashAdvance.com’s financial experts have compiled all the relevant information bearing upon the payday loan process into 50 comprehensive, up-to-date consumer guides specific to each state within the country. Locate the state of your residence below to read up on recent state legislation on maximum interest rates and loan amounts, find the local contact information and complaint forms of your state’s consumer protection agencies, and analyze the various loan alternatives that exist for your financial needs.

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Consumer Notice: A cash advance, also referred to as a payday loan or payday advance, is a small, short-term loan that is intended to cover a borrower's expenses until the following payday. Cash advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory help. Consumers are encouraged to consult our State Consumer Resource pages to learn more about the risks involved with cash advances, local laws and regulations governing cash advances, possible loan alternatives and recent developments in their state. Consumers with credit difficulties should seek credit counseling.

Legal Disclaimer: This website does not constitute an offer or solicitation to lend. CashAdvance.com is not a lender and does not make loan or credit decisions. CashAdvance.com provides a matching service only and is not acting as a representative, agent, or correspondent for any service provider or lender. CashAdvance.com's aim is to inform users of the best lenders who will be able to satisfy the needs of every particular consumer. CashAdvance.com does not endorse any particular service provider, lender, nor loan product. You are under no obligation to use CashAdvance.com's service to initiate contact, nor apply for credit or any loan product with any service provider or lender. CashAdvance.com does not guarantee that completing an application form will result in you being matched with a service provider or lender, being offered a loan product with satisfactory rates or terms, nor receiving a loan from a service provider or lender. Service providers or lenders will typically not perform credit checks with the three major credit reporting bureaus: Experian, Equifax, or Trans Union. However, credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained by some service providers or lenders, in certain circumstances. You will not be charged any fees to use CashAdvance.com's service. Learn more about Rates & Fees.

Availability: This service is not available in all states. Please consult our state-specific pages for a discussion of availability in your particular state, as well as the rules and regulations concerning payday loans in your state. The states this website services may change from time to time and without notice. All aspects and transactions on this site will be deemed to have taken place in the state of Nevada, regardless of where you may be accessing this site.