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5 Best Budgeting Apps for iOS and Android

- Keep Your Finances in the Palm of Your Hand With One of These Budgeting Apps for Your Smartphone

Smartphones

There are currently hundreds of mobile budgeting apps available for devices that run off iOS and Android operating systems. Some of these apps are only supported by one operating system or the other and some are available across platforms.

When trying to choose the right budgeting app for you, there are a number of things to look for. One of these is that a particular app is easy to use on the go; if it is, that usually means the app developers have put some thought into how the features are expressed through the user interface. Another key element to look for is that an app has ongoing or current support from developers looking to make upgrades with bug fixes and expanded product features.

Keep in mind that many mobile apps are produced by small developers and once an application is launched, it gets little support or upgrades.

When shopping around for a budgeting app, also pay attention to what the app’s latest release version date is. Additionally, make sure you understand exactly what, if anything, you’ll have to pay to purchase it.

Here are details on five of the best budgeting apps available right now on the market:

 

Mint.com by Intuit

Platform: iOS and Android

Price: Free

The power and features of this cloud-based app makes it a standout in its category. With it, you can set up a master budget and allocate funds to different categories. It also allows you to link all personal bank and credit card accounts so it can automatically add data from them and you’ll only have to add in cash transactions. This feature not only makes the app more convenient but also more accurate in tracking.

The app is linked to your Mint.com account on the Web with even more features so it can be easy to sync between cellphone and the Internet.

 

MoneyWise Pro by Handy North

Platform: Android

Price: $6.99

This highly customizable app has an easy-to-use interface with features that even advanced users will appreciate. You can use it to track multiple accounts; set up recurring expenses; review daily, weekly and monthly timeframes; and graph expenses over a specified time period. Once you have input your budgets and expense tracking into MoneyWise Pro, the data can be saved and backed up to an SD card or Dropbox or sent to your email account, exported to a CSV or HTML file, and protected with a password.

 

EasyMoney

Platform: Android

Price: $9.95

You can try out this app free for 30 days, after which you will only be able to access it by purchasing the full version. The app allows you to set up recurring expenses, customize categories of expenses with color-coding options, and program bill pay reminders. Cool features include one that enables you to take a picture of a receipt and attach it to a transaction, and one that allows you to split a single transaction across different categories. For security, EasyMoney provides the ability to save data to your cellphone’s SD card and export it for use on your personal computer.

 

Toshl Finance Budget & Expense by Toshl Inc.

Platform: iOS and Android

Price: $19.99 per year

Have fun budgeting household and personal expenses with the help of colorful graphics and little monsters! With this cloud-based app, you can set up your budget by category and then assign a time frame, which can be flexible. Budgeting data must be input manually, as there is no way to automatically upload information, but the app then syncs to the Toshl website, where all of the information can be stored and managed. The app is handy as it does away with the need for exporting files or saving them to your SD card to prevent possible data loss.

The mobile app is more of a way to track expenses and purchases on the go, while the Web app offers not only storage of data, but also more features to analyze your spending patterns and matching against budgets.

 

iXpenseIt by FYI Mobileware Inc.

Platform: iOS

Price: $4.99

IXpenseIt has solid, robust budgeting features plus lots of ways to customize the software as needed. The app is excellent for tracking and managing expenses, and it allows you to set up simple, straightforward budgets or more detailed ones with categories, subcategories, photo receipt storage and full text search. It also gives useful insight into how you are allocating your budget and tracking what you’re spending. You can create and view customized graphical reports to plan for future budgeting and can analyze expenditures and make adjustments based on financial goals.