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Everything You Need to Know About Quick Cash

With the current state of the economy and the tightening of credit markets, it is more difficult than ever to get unsecured loans from conventional lenders. If you need quick cash for an emergency, it may seem like there is nowhere you can turn. At, we understand that unforeseen expenses can wreak havoc on your budget and put a huge dent in your credit rating. Our payday lending service is designed to help hardworking people like you who deserve a chance to get your finances under control.

What Is a Quick Cash Loan?

A quick cash loan is a short-term loan designed to be an advance on your next paycheck. Because funds are disbursed extremely fast, interest rates for a payday loan are generally higher than other types of loans. While laws on the term limit vary from state to state, the range is anywhere from two weeks to two months. Through, you can apply for loans as little as $100 or as much as $1500.

How It Works

It’s important to know that is not an actual quick cash loan lender. Instead, brings together the most reputable lenders available so you can find the best fit for you. Getting approved is easy. Just enter the amount of money you would like, your name, email, and zip code into the application above and you’re on your way. After you enter other pertinent information, like proof of a bank account,’s Network of Trusted Lenders will pre-approve you for the loan. You’ll then see the different lenders available so you can compare their rates and find the best deal for you.

The next step is to go over the loan contract with your lender. While facilitates the search process, the contract and fees you pay go to the lender you choose to conduct your business with, not


Laws can differ drastically from state to state. Some states may have very flexible loan laws while others may prohibit payday lending entirely. Luckily, provides users with up-to-date information on all the regulations for your state. Visit our state-by-state Consumer Resource to start learning about the laws in your area. The Consumer Resource section also features important contact information from consumer protection agencies in each state as well as an abundance of other information important to consumers in that state. This may include types of alternatives you can utilize where you live if a quick cash loan is not what you need right now.


In order to receive a cash advance loan, all customers must meet certain requirements. You must:

  • Be a U.S. citizen or permanent resident
  • Be at least 18 years of age before applying
  • Have a bank account in your name
  • Provide proof of income, such as a paystub or social security check
  • Provide an email address and phone number


Many users are seeking pay day loans because they need quick cash, and there’s no faster way to get a loan than through Here are just a few of the other reasons why you should get a cash advance:

  • Approval is immediate.
  • You can feel safe using, a secure and reputable website.
  • Quick cash loans are directly deposited into your account.
  • You can conduct the entire process online, from the comfort of your own home.
Full Disclosure
Thanks to the federal Truth in Lending Act, it is a law that all lenders are required to share the specifics, like rates and fees, of your loan before you ever have to sign anything. Furthermore, if you would like to do a little independent vetting of your payday loan lender, you may want to try seeing what their business rating is with the Better Business Bureau.

Ending the Chain of Debt

Another reason payday lending is so popular stems from that fact that quick cash is readily available in case of emergencies. When your car breaks down, for example, you need it repaired immediately, whether you have enough money now or not. What if you require a car to get to work? Each day you have to wait to fix your car may be another day you’re not getting paid. This begins a chain of debt. The longer you have to wait to fix your car, the more money you lose, and the longer trapped in dire financial straits.

A similar situation may occur with unplanned medical expenses. Maybe you can’t afford a doctor, but you’re too sick to work. You need money to go to the doctor and get well, but you can’t get that money until you go to work and earn it. Of course, you can’t go to work anyway, because you’re sick.

A payday loan gives you a monetary jumpstart, so you can keep working and pay your bills before they pile up.

Quick Cash Loan Pitfalls

In an effort to educate customers on payday lending and eliminate any surprises during your experience, has a blog, personal finance news, and other resources.

The major hazard people may encounter when utilizing pay day loans is failing to pay back their loans. Because interest rates are usually much higher for short-term loans than others, you may quickly accrue debt should you fail to repay your loans.

Payday loans are a treatment for financial difficulties. They should not be used as a first choice, but as an emergency alternative. wants you to use your loan not only to pay off emergency expenses, but also to start yourself down a path of financial responsibility.

Make the Most of Your Money

Because the fees and interest of a quick cash loan may quickly add up, it is imperative that you plan your transactions in detail.

  • Before you apply for a loan, be sure you can pay back the amount you borrow.
  • After you receive your money, make sure you spend the funds on exactly what you intended.
  • Don’t treat the cash like a gift and buy a new TV. Fix your car, pay your bills, or pay off your overdraft fees.
  • Whatever you use your money on, make sure it is a necessity, not an extravagance.

Paying your loans on time is a great way of improving your credit score. Because some people apply for short-term loans specifically because their credit is poor, it can be the start of a road to credit recovery. A good credit score can lower interest rates on things like car loans, mortgages, and rent.

Just as paying your loans on time can give you good credit, failing to make those payments can take it from you. Once again, it is extremely important that you are prepared to pay your loan off without delay. The damage that you may do to your credit score because of defaults on loans can follow you for years.


Many people seeking cash advances are doing so because factors beyond their control have put them in a difficult financial situation. Cash advances allow them to break out of these constraints. connects you with the best lenders and gives you the ability to choose which one is best for you. If your debt and bills are holding you back, get a cash advance and start enjoying a life free of those restraints. Apply now!