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Everything You Need to Know About Fast Cash Loans

No matter what season it is, bad weather can strike without warning. The same can be said for financial matters. It doesn’t matter who you are, where you’re from or what you do for a livinganybody can have emergency money problems. When this happens to you, you need to be sure that there is a way to get the cash you need without wasting any time. Unfortunately, many people are wary of payday loans. Often this is because they have only heard rumors about what they are, or they simply don’t know anything about them at all. In order to allay any concerns that you may have, here is everything there is to know about a payday loan.

What Exactly Is a Fast Cash Loan?

A fast cash loan is known by many names: pay day loan, cash advance, and same day loan are just a few. No matter the name, a fast cash loan is a loan of between $100 and $1500, which can be granted far quicker than other types of loans. The exact conditions of each loan can vary widely from state to state, but generally the two hallmarks of loans obtained from lenders through are convenience and short-term repayment.

The Application Process

When you arrive at, you will be able to see an application form where you can enter some simple personal information and begin the lending process. From there you will be directed to another page to complete your application.

Once submitted, the Cash Advance Lender Network will jump into action. You will be pre-approved by a number of different lenders in your area. You can see all the rates and fees they charge and choose the one best suited to your needs. You should feel free to research any potential lenders at sites such as the Better Business Bureau or the Consumer Financial Protection Bureau.

It should be noted that is not an actual quick cash loan lender. acts as a free facilitator, connecting you with the best lenders available.

Once you have selected the best lender for your needs, you can sign a contract with them and may even receive your funds the same day. Your lender will usually disburse funds directly into your bank account. When you begin to repay the loan, you can also use your bank account to set up automatic repayment.

Whether you have a poor credit history or an excellent one, you can be approved for a cash loan.

Our online application takes less than 5 minutes to complete and can be approved fast. Once your loan application is submitted, you can rest assured knowing that your personal information is protected by the Internet’s most trusted security products: Norton™, McAfee™ SECURE, and TRUSTe. Our site is tested daily to ensure that it protects your personal information.


If you want to get a loan, there are only a few qualifications you need to meet in order to get approved. You must:

  • Be a U.S. citizen or permanent resident
  • Be at least 18 years of age before applying
  • Have a bank account in your name
  • Provide proof of income, such as a paystub or social security check
  • Provide an email address and phone number

Consumer Resource

States are able to create their own unique laws concerning pay day loan lending. A few states have even prohibited the business outright. To learn more details about the payday loan industry in your state, visit the Consumer Resource section for the state in which you reside.


Fast cash loans are easy to get and simple to apply for. There are many reasons why this is true, but here are a few:

  • When you use to get a payday loan, you never even have to leave the house.
  • There is nothing to fax or mail.
  • The application process takes a matter of minutes, even faster for returning customers.

Why You May Need a Fast Cash Loan

People use their cash advances for a wide variety of purposes. The most common reasons, though, are usually related to unexpected or emergency expenses. These might relate to:

  • Unplanned hospital visits
  • Car repairs
  • Utility or rent bills
  • Relieving overdraft fees

Risks of the Debt Cycle

Unfortunately, not everyone engages in responsible spending habits when taking out a fast cash loan. A payday loan is meant as a stopgap solution, not an ongoing cure for financial difficulties. Some borrowers have not prepared themselves for the future repayment of their loans and some have reported taking out new loans just to pay off old ones.

The best way to avoid the debt cycle is by planning out beforehand exactly how you will be able to repay the loan. Calculate your budget and stick to it. If a cash advance is too expensive, the Consumer Resource for your state also includes cash advance alternatives which are available in your state.

Ensure You Maximize Your Loan

Before you get a fast cash loan, you may want to learn about the industry and what your rights are. wants customers as informed as possible. To that end, you can read a blog, personal finance news, and various other resources.

Here a few quick tips on how to ensure your loan reaches its full potential:

  • Before you apply for a loan, be sure you can pay back the amount you borrow.
  • After you receive your money, make sure you spend the funds on exactly what you intended.
  • Don’t treat the cash like a gift and buy a new TV. Fix your car, pay your bills, or pay off your overdraft fees.
  • Whatever you use your money on, make sure it is a necessity, not an extravagance.

If you keep these simple things in mind when borrowing fast cash loans from lenders in the Cash Advance Network, you can help yourself get back on the right financial track.

We’re here to Provide, Not Pry.

Your reasons for applying for a payday loan are your private business, and the funds can be used for any reason you deem fit. Unlike banks, payday loan companies will not inquire about your reasons for needing fast cash. All your information is kept confidential and secure.

Millions of hardworking people have relied on payday advances from to get them through tough times. There’s no fee to apply, so why not see if a payday loan is right for you?