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Cash Loans Q & A

Cash Loans are a great way of getting yourself out debt fast. Of course, before you enter into any kind of financial agreement, it’s important that you are fully aware of what to expect. With that in mind, let’s address some of the most common questions you may have.

What Is a Cash Loan?

Cash loans are short-term loans designed to be an advance on your next paycheck. Since funds are disbursed very quickly, interest rates for a cash payday loan generally tend to be a little higher than most other types of loans. Laws regarding the amount of time required to pay off a personal loan vary from state to state, but the limit ranges anywhere from two weeks to even two months. Through’s easy application process, you can apply for loans as little as $100 or as much as $1500.

Who Can Apply?

In order to qualify for and receive a cash advance loan, you must meet the following requirements:

  • Be a U.S. citizen or permanent resident
  • You must be at least 18 years of age before applying
  • You must have a bank account in your name
  • You must provide proof of income, such as a paystub or social security check
  • You must provide an email address and phone number

How Do You Apply?

Unlike most other types of loans, the application process required to obtain a fast cash loan is easy and convenient. To apply, simply go online and complete the fast, 3 minute application process. You will not be required to fax any documentation, and you do not need good credit to be approved. The entire application process can be completed from your home. It really does not get much easier than that.

Why Apply for a Cash Loan?

Sometimes the circumstances of life can bind you into a tight financial spot and quick cash can be difficult to come by. Thankfully, you have the option of applying for cash loans, and there really is no faster way to get a loan than through Here are just a few of the reasons why you should be a cash advance:

  • Approval within minutes
  • You can feel safe using’s secure and reputable website
  • Direct deposit into your checking account
  • The entire process can be completed online, all from the comfort of your own home.


Laws can vary greatly from state to state. Some states have very flexible loan laws while others may prohibit payday lending entirely. With it’s easy to stay updated on all of the laws and regulations for your state.

Things to Keep in Mind

Before you apply for a loan, be sure you can pay back the amount you borrow. Paying your loans on time is a great way to improve your credit score. Since some people apply for short-term loans specifically because their credit is poor, it can be the start on the road to credit recovery. A good credit score can lower interest rates on things like car loans, mortgages and rental security deposits.

Likewise, failing to pay off your loans can severely damage your credit score and haunt you for years. Because interest rates are usually higher for short-term loans than others, you may quickly accrue debt should you fail to repay your loans. To avoid getting caught up in a cycle of debt, make sure you spend the funds on exactly what you intended and pay the loan back quickly. You don’t want to develop a bad credit scorefrom cash loans. Also, if you require further information regarding your rights as a consumer or wish to review the laws and regulations in your state, please visit our Consumer Resource page at: