Top 8 Least Expensive Cars to Insure

Top 8 Least Expensive Cars to Insure

by Wes Markham

With car and gas prices rising every year, finding an inexpensive car to insure is more important than ever. There are a number of inexpensive cars on the market that provide speed and safety but do not cost an exorbitant amount to insure.

#8 

Saturn VUE

Average Insurance Premium: $911

MSRP: $23,280 – $30,935

Though Saturn has gone bankrupt and no longer produces cars, the Saturn VUE is an still a good vehicle and does not cost much to insure. It is a compact sport utility vehicle with a European design. Though it is smaller in size than most SUVs, it can accommodate up to five passengers and has a large generous cargo area. The VUE is available as either a front-wheel drive or an all-wheel drive.

#7

Smart Fortwo

Average Insurance Premium: $881

MSRP: $11,990 – $20,990

Known for its distinct, compact look the Smart Fortwo provides excellent maneuverability in the city. On the road, its exceptional fuel economy makes it a great commuter vehicle. Its small size and reliability make it relatively inexpensive to insure.

#6

Honda Odyssey

Average Insurance Premium: $871

MSRP: $26,355 – $40,500

The Honda Odyssey is a large minivan with numerous features, such as hands-free GPS and a large backseat television. The Odyssey’s safety features, such as electronic brake distribution and vehicle stability assist, along with many standard safety features make it an inexpensive vehicle to insure.

#5

Kia Rio5 

Average Insurance Premium: $870

MSRP: $13,325 – $14,280

The Kia Rio5 is based off the Rio sedan, but is offered in hatchback form. The Rio5 seats 5 passengers and is controlled by either a standard five-speed manual transmission, or a four-speed automatic. All Rios are powered by a 100-horsepower engine and have a five-speed manual to help exact the most performance from the motor, as well as excellent fuel economy.

#4

Kia Sedona 

Average Insurance Premium: $857

MSRP: $21,245 – $27,745

The Kia Sedona is a large minivan that seats up to 8 people with plenty of legroom and storage space.

Power comes from a 3.5-liter V6 that produces 271 horsepower and a six-speed automatic is standard. The Sedona comes with a full complement of safety features, rear parking sensors, front and rear climate controls, keyless entry, satellite radio, Bluetooth and a USB audio jack.

#3

Hyundai Entourage

Average Insurance Premium: $848

MSRP: $23,995 – $29,895

The Hyundai Entourage is the first and only minivan from Hyundai. The Entourage, manufactured from 2007 to 2009, seats up to 7 passengers and has numerous safety features and equipment. The second row of chairs is removable for extra storage space.

#2

Kia Sportage

Average Insurance Premium: $840

MSRP: $16,695 – $23,400

The Kia Sportage is one of the most affordable SUVs on the market. There is plenty of room for passengers and storage, despite being a smaller-sized model. GPS navigation comes standard on all models as well as numerous safety features, including side-impact door beams, a brake-assist system, and electronic stability control.

#1

Hyundai Santa Fe

Average Insurance Premium: $832

MSRP: $21,695 – $30,545

The Santa Fe Crossover is a stylish family vehicle that has the ability to transport up to seven passengers when properly equipped. The Santa Fe is available in front- or all-wheel drive, both with three trim levels: GLS, SE, and Limited.

Shop around and compare deals to get the best price. The longer you research, the more informed you become, and this will help you find the best deal possible. Ask lots of questions and do not be afraid to try and haggle down the price.