Get Your Finances Back on Track With an Advance Payday Loan

After the holidays, many of us find ourselves scrambling to keep up with minimum payments as the credit card bills start rolling in. If you are struggling to stay on top of your day-to-day expenses, the additional burden of high monthly payments may threaten to send your finances into ruin. Fortunately, there is a solution; with an advance payday loan, you can pay your bills on time and get your finances back on track.

Read on to find out more about advance payday loans and how they can help you get on top of your monthly bills.

What is an advance payday loan?

An advance payday loan (also known as a cash advance) is a small, short-term loan, usually ranging from $100 to $1,500. A cash advance loan is unsecured, meaning you do not have to provide any collateral, and it generally must be repaid by your next pay period.

A cash advance loan is a convenient way to get the cash you need to pay bills on time, rather than incurring late fees and penalties while you wait for your next paycheck.

My credit score is below average; will I still qualify for an advance payday loan?

Having bad credit is no problem. All you need is a verifiable income, through employment or some other source, of at least $1,000.

An advance payday loan is ideal for people who may have run into problems with their credit in the past, making it difficult for them to obtain even small loans through a bank or credit union.

How quickly can I get my cash?

Applying for a personal loan through a payday lender is simple, fast and convenient. In most cases, you can apply online and have your loan approved in minutes; with direct deposit, you can have your cash on the same day, often in as little as two hours.

How long do I have to pay back the money?

A payday cash advance loan is ordinarily due by your next payday. However, most lenders will allow you to extend the term of your loan for a small fee. Lenders will typically offer you the following repayment options at the end of your loan term:

• Repay your loan in full;
• Do nothing, and your loan will be automatically refinanced;
• Renew your loan for a specified period and pay only the accrued interest and fees;
• Renew your loan, and pay part of the principal along with the accrued interest and fees.

How much does a payday loan cost?

The fees for payday loans vary depending on the lender, as well as a number of other factors. Our loan service can help you to find the best loans at the lowest rates by showing your application to a number of lenders, allowing them to compete for your business.

Don’t let unforeseen expenses and exorbitant credit card fees put a dent in your financial future. Take control of your budget and get the cash you need to meet your day-to-day needs with an advance payday loan.