Driving Class for Seniors Lowers Insurance Rates and Improves Safe Driving
Online or Otherwise, a Little Touchup Now and Then Is Good for Everyone
by Wes Markham on September 9, 2011
Grandma has learned how to use her computer. The American Association of Retired Persons has reported a growing number of seniors taking driving courses online. Showing recent completion of this type of online refresher can help keep auto insurance rates down as they age. Other seniors are relieving high school by getting out on the road with driving instructors to really hone their skills.
The AARP’s online driver safety course is the first online course designed specifically for those 50 and older. In 2010, it enrolled over 60,000 students, a 30 percent increase from the previous year. At the end of July 2011, 100,000 students were learning how to drive again. The American Automobile Association has also reported a marked increase in enrollment for its senior driving courses online, about 20 percent more students per year for the last three.
Learning about driving may help with insurance rates and keep seniors aware of new traffic laws they may not have noticed, but some experts feel that may not actually translate to a real improvement in driving behavior. “Research shows that classroom programs don’t really impact positively on driving performance,” says Normand Teasdale, a professor studying the driving of seniors at the University Laval in Quebec. “You need to practice and get feedback over and over again to improve performance.”
This may be very important for seniors with deteriorating skills. Twenty-eight states currently have special laws instituted for senior drivers, often including regulations forcing seniors to renew their licenses more frequently. No one likes to admit that they might not be Michael Schumacher behind the wheel, but it is important for everyone on the road, young and old alike, to make sure they are fully prepared and capable.
That may not be the biggest concern among seniors at a time when money is extremely tight for everyone. It may only take one 4-hour course to obtain some form of discount no insurance, and online classes generally charge around 20 dollars to enroll. The discounts meted out by states for completing online driving courses can range from 2 percent to as much as 15. That equates to as much as $120 per year which seniors can spend on gifts for their grandchildren, or on a sweet new Camaro.
Since 1997, CashAdvance.com has been the most established and trusted name in the cash advance industry, connecting over a million consumers with payday loans from its vast network of reliable lenders.
Most Popular Articles
-
Personal FinanceYou’ve Made a Mistake on Your Taxes! Now What?by Curtis White on March 20, 2012
-
EmploymentLos Angeles Unified School District Votes to Layoff Thousandsby Branford Lyles on March 14, 2012
-
TechnologyNew iPad Arrives Today With Familiar Optionsby Lee Avery on March 16, 2012
-
BusinessCisco Systems Buys NDS Groupby Jennifer Case on March 15, 2012
Connect with Us!
© 2012 CashAdvance.com All Rights Reserved.
CashAdvance.com is Hawk, LLC, which is a limited liability company chartered pursuant to the laws of the Ute Indian Tribe and is wholly owned by enrolled members of the Ute Indian Tribe. By your use of this website you consent to the laws and jurisdiction of the Ute Indian Tribe as it relates directly or indirectly to your use of this website.
Consumer Notice: A cash advance, also referred to as a payday loan or payday advance, is a small, short-term loan that is intended to cover a borrower's expenses until the following payday. Cash advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory help. Consumers are encouraged to consult our State Consumer Resource pages to learn more about the risks involved with cash advances, local laws and regulations that may be applicable to cash advances, possible loan alternatives and recent developments in their state.
Legal Disclaimer: This website does not constitute an offer or solicitation to lend. CashAdvance.com is not a lender, does not broker loans, and does not make loan or credit decisions. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. CashAdvance.com provides a service only and is not acting as a representative, agent, or correspondent for any service provider or lender. CashAdvance.com's aim is to inform users of possible lenders who may be able to satisfy the needs of a particular consumer. CashAdvance.com does not endorse any particular service provider, lender, nor loan product. You are under no obligation to use CashAdvance.com's service to initiate contact, nor apply for credit or any loan product with any service provider or lender. Service providers or lenders will typically not perform credit checks with the three major credit reporting bureaus: Experian, Equifax, or Trans Union. However, credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained by some service providers or lenders, in certain circumstances. You will not be charged any fees to use CashAdvance.com's service. Learn more on our Rates & Fees section.
Availability: Residents of some states may not be eligible for a short term cash loan based upon lender requirements. CashAdvance.com does not guarantee that completing an inquiry form will result in you being matched with a service provider or lender, being offered a loan product with satisfactory rates or terms, nor receiving a loan from a service provider or lender.