Submitting your Canada payday loan application at CashAdvance.com incurs absolutely no cost. CashAdvance.com is not a lender and does not provide lending services directly to consumers. Based on the application you submit, CashAdvance.com searches its vast network of reliable lenders to pair you with the payday loan ideally suited to your needs.
Bad credit or no credit history at all will not immediately disqualify you from approval. Lending terms can vary between provinces and may prove a determining factor in the rates and fees generated for your loan.
Your lender will disclose all fees and rate information at the time of your loan approval. After approval, you will be redirected to an e-signature page that contains lender-determined fees and rates for the loan offered. Please review this information thoroughly before agreeing to the terms of the loan. You are under no obligation to accept these terms. If you choose to proceed with the loan process, simply append your e-signature to the page and await transfer of your funds.
Your lender determines loan fees and interest rates, with specific amounts based upon your application information. CashAdvance.com has no bearing on the determination of fee amounts and interest rates. Interest rates for a payday loan are generally higher than a loan for a similar amount issued by a bank. However, bank loan requirements are often much more stringent, and are not quickly accessible. You can receive your cash in minutes with a cash advance loan, whereas a bank loan can take weeks to obtain approval and receive funds. CashAdvance.com will never charge you fees—viewing the results of your search for prospective lenders is free of cost.
You are under no obligation to continue with the application process if you find these terms unsuitable.
